India is one of the leading countries where users have used the digital medium to make payments. There are many ways to make payment. If you do not have a card then you can use UPI. If you don’t have internet, you can still use UPI, and if you don’t have UPI too, there is a way where users can use Aadhar card number to send money digitally.
UIDAI has provided the option to send money using Aadhaar on BHIM application. This option works even if the recipient does not have a phone or UPI address. The main objective of introducing this new payment method is to increase the spread of digital transactions.
How to make digital payment using Aadhaar number on BHIM
For this method, you will only need the 12 digit Aadhaar number of the recipient. Once logged in to the BHIM app, the user just needs to go to the beneficiaries option. There you have to enter the Aadhaar number of the recipient.
After this the app will ask you to verify your Aadhaar number. The system will verify the Aadhar linking and populate the beneficiary address and then you can easily send money.
What if the beneficiary has multiple Aadhaar linked bank accounts?
UIDAI has confirmed that the credit will be credited to the bank account of the recipient chosen by him for availing the DBT/Aadhaar-based credit.
Merchants using Aadhaar Pay POS to receive payments can also use your Aadhaar number and fingerprint to receive digital payments.
What if you have more than one Aadhaar linked bank account?
You can use all accounts. While making Aadhaar based payment, you will be given an option to choose the name of the bank from which you want to make the payment. Every time you make a payment using this method, you ultimately have the option of letting the bank decide.
Post Did you know that you can send money using just Aadhar number? The check details first appeared on BGR India.